statesQLD

QLD Stamp Duty Guide

Learn how Queensland (QLD) stamp duty (transfer duty) works, how it’s calculated, first home buyer concessions, foreign buyer surcharges, and common government fees.

Updated 2026-01-02

Queensland (QLD) Stamp Duty (Transfer Duty) Guide

If you’re buying property in Queensland (QLD), your stamp duty (also called transfer duty) depends on the property value, your buyer type (e.g., first home buyer), and whether any surcharges apply (e.g., foreign purchaser duty).

Quick action: Calculate Queensland (QLD) stamp duty now

How Queensland (QLD) stamp duty is calculated

Most transactions use progressive bands (tiered rates). That means different portions of the property value are taxed at different rates.

Your duty estimate can change if:

  • you qualify for a concession/exemption (e.g., first home buyer),
  • the property is classified differently (e.g., vacant land vs established home),
  • a surcharge applies (e.g., foreign purchaser duty).

First home buyer stamp duty in Queensland (QLD)

First home buyer rules differ by state. In Queensland (QLD), concessions/exemptions (if available) commonly depend on:

  • purchase price thresholds,
  • owner-occupier requirements,
  • property type (established/new/vacant land/off-the-plan),
  • residency and timing requirements.

Best practice: Use the calculator with “First Home Buyer” toggled (if applicable), then confirm eligibility with your conveyancer.

Quick action: First home buyer stamp duty guide (Australia)

Foreign buyer stamp duty in Queensland (QLD)

Foreign purchaser rules and surcharge rates vary. If you may be treated as a foreign purchaser, use the calculator’s “Foreign Buyer” toggle (if available) and confirm the state definition and documentation requirements.

Government fees at settlement (beyond stamp duty)

In addition to stamp duty, buyers often pay government fees at settlement such as:

  • transfer registration fee
  • mortgage registration fee (if borrowing)

MoneyWiseCalc can show:

  • Stamp duty total
  • Government fees total
  • Total government costs (duty + fees)

Quick action: Estimate total government costs (duty + fees)

Common scenarios (quick guide)

Established home vs new home vs vacant land

Different property types can affect concessions or treatment. Select the closest match in the calculator to get the most useful estimate.

Owner-occupier vs investor

Some concessions are owner-occupier only. If you will not live in the property, choose the investor/other relevant option.

FAQs (high-intent)

How much stamp duty do I pay in Queensland (QLD)?

Use the calculator with your property value and buyer details. Duty depends on state rules, bands, and eligibility.

When do you pay stamp duty in Queensland (QLD)?

Stamp duty is usually paid at settlement (or shortly after), arranged by your conveyancer/solicitor.

Does Queensland (QLD) stamp duty include other fees?

No — duty is separate from registration fees. Use “Total government costs” to estimate duty + common government fees.


Important: This guide provides general information. Final duty can vary due to eligibility criteria and transaction details. Confirm the final amount with your conveyancer and the Queensland (QLD) revenue authority.