First Home Buyer Stamp Duty (Australia)

If you’re a first home buyer, you may be eligible for stamp duty exemptions or concessions — but the rules depend heavily on your state/territory, property value, and whether you will live in the home.

Quick action: Estimate first home buyer stamp duty

Do first home buyers pay stamp duty?

Sometimes yes, sometimes no, and sometimes you pay a reduced amount.

Common outcomes:

• Full exemption: You may pay no stamp duty up to certain value thresholds (state-dependent).
• Concession: You may pay reduced stamp duty within a value range.
• Standard rates: Above thresholds or if you don’t meet eligibility criteria, standard duty applies.

What affects first home buyer stamp duty?

Eligibility commonly depends on:

• Purchase price/value thresholds
• Owner-occupier requirement (you must move in within a set timeframe)
• Property type (established vs new vs vacant land/off-the-plan)
• Residency/citizenship status
• Never owned property before (rules vary)

How to use the calculator for first home buyers

1. Enter the property value
2. Select your state/territory
3. Choose property type
4. Toggle First Home Buyer (if applicable)
5. Review results and confirm eligibility with your conveyancer

Quick action: Go to stamp duty by state

FAQs (keyword-targeted)

First home owner stamp duty — how much will I pay?

It depends on your state, property value, and eligibility. Use the calculator and confirm with your conveyancer.

First home buyer no stamp duty — is that real?

In some states and within certain thresholds, first home buyers may pay $0 duty. Eligibility is strict and state-specific.

Stamp duty calculator for first home buyer — is it accurate?

It provides a high-quality estimate for common scenarios, but final duty can vary based on how the revenue authority classifies the transaction and your eligibility.

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Important: This guide is general information only. Always confirm concessions and eligibility with your conveyancer and your state/territory revenue office.