Stamp Duty by State
Overview of stamp duty rates and rules across all Australian states and territories.
Stamp Duty by State (Australia)
Stamp duty (transfer duty) is set by each state and territory — so the rules, concessions, and surcharges can vary materially.
Quick action: Start with the Stamp Duty Calculator
Quick links (state guides)
- NSW: New South Wales (NSW)
- VIC: Victoria (VIC)
- QLD: Queensland (QLD)
- WA: Western Australia (WA)
- SA: South Australia (SA)
- TAS: Tasmania (TAS)
- ACT: Australian Capital Territory (ACT)
- NT: Northern Territory (NT)
What changes between states?
1) Rate bands (progressive tiers)
Most states use tiered rates, but the thresholds and marginal rates differ.
2) First home buyer concessions
Eligibility rules differ widely (value thresholds, property type, owner-occupier requirements).
3) Foreign purchaser surcharges
Some states apply a foreign buyer duty surcharge on top of standard duty.
4) Government fees at settlement
Beyond duty, buyers can pay registration fees (transfer and mortgage registration). MoneyWiseCalc can show total government costs (duty + fees) to reduce “settlement surprises”.
Best practice for accurate estimates
- Select your correct state/territory
- Choose the right property type (established/new/vacant land)
- Toggle First Home Buyer / Foreign Buyer only if relevant
- Use “Total government costs” to budget duty + common fees
- Confirm eligibility and final duty with your conveyancer
Tip: If you’re writing offers or planning cash to close, don’t budget “stamp duty only”. Budget duty + fees, and keep a buffer for lender and conveyancing costs.