Privacy Policy

Website:

• MoneyWiseCalc Australia: https://moneywisecalc.com.au
• MoneyWiseCalc (Global): https://moneywisecalc.com

Contact: contact@moneywisecalc.com.au

A) Information you provide to us

We may collect information you voluntarily submit, such as when you:

• contact us via email or a contact form
• subscribe to updates (if enabled)
• submit feedback or report an issue

This may include your name, email address, and message content.

B) Calculator inputs

Calculator inputs (such as property value, loan details, or other numbers) are used to generate results in your browser. Unless we explicitly state otherwise, we do not require you to provide personal identifiers to use calculators.

If we store any calculator inputs (for example, to generate downloadable reports or to save scenarios), we will make this clear at the point of collection.

C) Automatically collected information

When you visit MoneyWiseCalc, we may automatically collect:

• IP address (often in truncated/anonymised form depending on settings)
• device type, browser type, operating system
• pages visited, time spent, and referral source
• approximate location (e.g., city/region level)
• interactions (e.g., clicks, scrolling) if analytics features are enabled

We use cookies and similar technologies to:

• operate and secure the site
• understand traffic and usage (analytics)
• serve advertising (including personalised or non-personalised ads, depending on your settings/region)
• measure advertising performance
• support affiliate tracking (where applicable)

Cookies are small files stored on your device. You can usually control cookies through your browser settings.

MoneyWiseCalc may use Google AdSense and other advertising partners. These services may use cookies and similar technologies to show ads and measure ad performance.

Google may collect and use information

Google and its partners may use cookies to serve ads based on:

• your visit to this site and/or
• your activity on other websites

You can learn more about Google's advertising practices and manage ad personalisation through Google's ad settings.

We may use analytics tools (such as Google Analytics 4) to understand how people use MoneyWiseCalc and to improve our content and calculators.

Analytics typically collect aggregated usage data such as:

• pages visited
• device/browser information
• approximate location
• interactions on the site

We do not use analytics to identify you personally.

Some pages may contain affiliate links or partnership links. If you click these links, a cookie or tracking parameter may be used to attribute a referral to MoneyWiseCalc. This helps fund the site at no extra cost to you.

We do not receive access to your payment details from affiliate partners.

We use collected information to:

• operate and maintain the Services
• improve calculators, guides, and user experience
• respond to inquiries and support requests
• monitor site performance, security, and prevent abuse
• measure advertising and affiliate performance
• comply with legal obligations

We may share information with:

• Service providers (hosting, analytics, performance monitoring)
• Advertising partners (e.g., Google AdSense) for ad delivery and measurement
• Affiliate partners (limited to referral attribution)
• Legal authorities if required to comply with law or protect rights/safety

We do not sell your personal information in the ordinary sense of selling a customer list.

We take reasonable steps to protect information using administrative and technical safeguards. However, no method of transmission over the internet is 100% secure.

We retain information only as long as needed to:

• provide the Services
• comply with legal obligations
• resolve disputes and enforce agreements

Analytics data is typically retained according to the settings of the analytics platform.

Depending on your location, you may have rights to:

• request access to personal information we hold about you
• request correction or deletion
• object to certain processing
• withdraw consent where processing is based on consent

To make a request, contact: contact@moneywisecalc.com.au

You can also manage cookies via your browser settings.

MoneyWiseCalc may be accessed globally. Your information may be processed in countries other than your own, including where our service providers operate.

MoneyWiseCalc is not intended for children under 13 (or equivalent minimum age in your jurisdiction). We do not knowingly collect personal information from children.

Our site may link to third-party websites (including government sites, lenders, banks, and partners). We are not responsible for the privacy practices of those third parties. Please review their privacy policies.

We may update this policy from time to time. The updated version will be posted on this page with a revised "Last updated" date.

If you have questions about this Privacy Policy, contact: